Property Ownership

A deed of trust differs from a trust deed for estate planning purposes because:

AThey are the same instrument used for different purposes
BA deed of trust secures a loan; an estate planning trust deed transfers property into a living trust✓ Correct
CA deed of trust is used only for commercial properties
DA trust deed for estate planning is illegal in Utah

Explanation

The terms can be confusing: a 'deed of trust' in the lending context secures a mortgage loan with a trustee holding title. A 'trust deed' in estate planning context conveys property into a revocable living trust. They are distinct instruments serving different purposes.

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