Real Estate Math

A home needs $18,500 in repairs. The seller agrees to give the buyer a credit at closing. How does this typically appear on the closing statement?

ADebit to seller, credit to buyer of $18,500✓ Correct
BCredit to seller, debit to buyer of $18,500
CDebit to both buyer and seller
DCredit to both parties

Explanation

A seller credit appears as a debit to the seller (reducing their net proceeds) and a credit to the buyer (reducing the cash they need to bring to close). The net effect is that the buyer receives $18,500 toward closing costs or repairs.

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