Escrow & Title
A title insurance policy in Utah protects against:
AFuture physical damage to the property
BFuture changes in zoning that reduce property value
CPast defects in title that were not discovered during the title search✓ Correct
DThe buyer defaulting on their mortgage
Explanation
Title insurance protects against losses from title defects that existed before the policy's effective date (the closing date) but were not discovered during the title search—such as forged deeds, undisclosed heirs, or errors in public records.
Related Utah Escrow & Title Questions
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- A Utah title commitment Schedule B-I typically requires which of the following before the title company will issue a policy?
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