Contracts

A Utah buyer who removes all contingencies in their purchase contract but the deal later falls apart due to financing:

ACan still cancel without penalty because lender denial is outside the buyer's control
BMay forfeit their earnest money because the financing contingency was removed✓ Correct
CCan request a 30-day extension automatically
DIs entitled to a refund if the seller has not suffered damages

Explanation

If a buyer removes contingencies (including financing) and then cannot close, they are in breach of contract. The seller may be entitled to retain the earnest money as liquidated damages.

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