Finance

A Utah first-time homebuyer uses the Utah Housing Corporation's Score loan. This program is designed for buyers with:

APerfect credit only
BLower credit scores who need below-market rate assistance✓ Correct
CIncomes above 120% of area median income
DProperties only in Salt Lake County

Explanation

UHC's Score program provides financing assistance to credit-challenged borrowers (lower credit scores) who might not qualify for conventional market-rate loans, paired with financial counseling.

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