Finance
A Utah lender who 'redlines' in mortgage lending is:
AMarking foreclosure properties in red on a map
BRefusing to make loans or offering worse terms in certain neighborhoods based on racial composition✓ Correct
CHighlighting high-risk loans in their portfolio
DUsing a red approval stamp for qualified borrowers
Explanation
Mortgage redlining is a violation of the Fair Housing Act and ECOA—lenders refusing loans or offering discriminatory terms based on the racial or ethnic composition of a neighborhood. The practice is both illegal and harmful to community development.
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