Environmental

A Utah property in a 100-year flood plain that was recently removed from the FEMA flood map through a Letter of Map Amendment (LOMA) means:

AThe property is still in a high-risk flood zone
BThe property has been officially removed from the SFHA and flood insurance may no longer be mandatory✓ Correct
CThe property must still purchase flood insurance
DFEMA takes ownership of the property

Explanation

A LOMA officially amends the FEMA flood map to remove a specific property from the Special Flood Hazard Area. Once granted, federally backed loan flood insurance requirements may no longer apply.

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