Environmental
FEMA flood maps in Utah designate Special Flood Hazard Areas (SFHAs) where:
ABuilding is prohibited under federal law
BFlood insurance is required for federally backed mortgages✓ Correct
CProperty taxes are reduced due to flood risk
DOnly commercial buildings may be constructed
Explanation
Properties in FEMA-designated SFHAs (100-year flood zones) require flood insurance as a condition of federally backed mortgages (Fannie Mae, FHA, VA, USDA). Utah communities participate in the National Flood Insurance Program (NFIP).
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