Property Valuation

In Utah, an automated valuation model (AVM) like Zillow's 'Zestimate' is:

AA certified appraisal accepted by all Utah lenders
BA computer-generated estimate useful for general reference but not a substitute for a USPAP-compliant appraisal✓ Correct
CRegulated by the Utah Division of Real Estate
DRequired to be disclosed to all buyers by law

Explanation

AVMs are computer models that use recent sales data, tax assessments, and algorithms to estimate property values. They are useful for general reference but lack the judgment, inspection, and analysis required of a certified USPAP-compliant appraisal. Lenders generally do not accept them for loan underwriting.

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