Contracts

The doctrine of equitable conversion holds that:

AEither party may cancel a real estate contract at any time before closing
BOnce a valid purchase contract is signed, the buyer acquires equitable title and the seller holds bare legal title✓ Correct
CA contract is automatically converted to a deed at closing
DA counteroffer converts the original offer into a binding contract

Explanation

Under equitable conversion, once a purchase contract is signed, the buyer holds equitable title (the right to obtain legal title upon performance), while the seller holds bare legal title as security for payment. The risk of loss may shift to the buyer at this point.

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