Agency
The 'duty of care' owed by a Utah licensee to a customer (non-client) includes:
AThe full fiduciary duties owed to a client
BHonest dealing and disclosure of known material facts✓ Correct
CNegotiating on the customer's behalf
DKeeping the customer's financial information confidential
Explanation
A licensee owes a customer (someone they are not representing) honest dealing and disclosure of material facts, but does not owe the full fiduciary duties reserved for clients.
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