Finance
Utah's anti-predatory lending protections are primarily aimed at preventing:
ALenders from charging points on conventional loans
BAbusive loan terms, excessive fees, and deceptive practices targeting vulnerable borrowers✓ Correct
COut-of-state lenders from making Utah loans
DAdjustable-rate mortgages in rural areas
Explanation
Anti-predatory lending laws target abusive practices like loan flipping, excessive fees, prepayment penalties, balloon payments on high-cost loans, and lending without regard to the borrower's ability to repay.
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