Escrow & Title
A Vermont 'cloud on title' refers to:
AExcellent title with no defects
BAny claim, lien, encumbrance, or defect that impairs the owner's clear title✓ Correct
CA pending title insurance claim
DA property located near a mountain or cloud forest
Explanation
A cloud on title is any document, claim, or condition in the public records that may impair the owner's title — such as an old unsatisfied mortgage, a disputed boundary, or an unrecorded heir's claim.
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