Real Estate Math

A Vermont property is purchased with a $50,000 down payment and a $200,000 mortgage. One year later it is worth $280,000. What is the equity?

A$50,000
B$80,000✓ Correct
C$130,000
D$200,000

Explanation

Equity = Current Value - Outstanding Mortgage. Assuming no principal paydown: $280,000 - $200,000 = $80,000. (Note: actual equity would be slightly higher after one year of principal payments, but using the simplified approach: $80,000.)

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