Agency

In Vermont, a seller's agent who learns that a buyer has been pre-approved for a higher loan amount than their offer reflects must:

AImmediately disclose this information to the seller
BKeep the information confidential as it is the buyer's personal financial information✓ Correct
CDisclose it only if the seller specifically asks
DReport it to the Vermont Real Estate Commission

Explanation

Financial information shared by the buyer is confidential and should not be disclosed to the seller. The buyer's agent (or a dual agent) has a duty to keep such information confidential. However, in this scenario, if the licensee is a seller's agent, the answer depends on who disclosed it to the agent—if the buyer volunteered it to a seller's agent, the seller's agent may have a duty to disclose it to the seller.

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