Finance
Under the Real Estate Settlement Procedures Act (RESPA), which of the following is prohibited?
ACharging origination fees on mortgages
BKickbacks and unearned referral fees between settlement service providers✓ Correct
CRequiring title insurance as a condition of the loan
DCharging the buyer for the appraisal
Explanation
RESPA prohibits kickbacks, fee splits, and unearned referral fees between settlement service providers (like lenders, title companies, and real estate agents). Such arrangements inflate costs and harm consumers.
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