Finance
Vermont mortgage lenders must comply with the Community Reinvestment Act (CRA) by:
AMaking loans only in wealthy communities
BActively lending and investing in the communities where they operate, including low-and moderate-income areas✓ Correct
CDonating to Vermont charitable organizations
DReducing mortgage rates in rural areas
Explanation
CRA requires banks and thrifts to serve the credit needs of all communities in their service area, including low- and moderate-income neighborhoods, reducing discriminatory credit practices.
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