Escrow & Title

Vermont's 'deficiency judgment' after foreclosure may allow the lender to:

ARequire the borrower to buy the property back
BPursue the borrower personally for any remaining debt after foreclosure sale proceeds are applied✓ Correct
CRe-foreclose on the property
DIncrease the loan balance

Explanation

After a foreclosure sale, if the sale proceeds are insufficient to pay off the entire mortgage balance, the lender may seek a deficiency judgment against the borrower for the remaining amount, subject to applicable Vermont law limitations.

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