Land Use & Zoning

Vermont's 'flood hazard area' regulations under the National Flood Insurance Program (NFIP) affect property buyers because:

AAll Vermont properties require flood insurance
BProperties in designated flood hazard areas may require mandatory flood insurance and face development restrictions✓ Correct
CFlood hazard designation automatically disqualifies a property from mortgage financing
DVermont has opted out of the NFIP

Explanation

Properties in FEMA-designated flood hazard areas in Vermont may require mandatory flood insurance as a loan condition and face restrictions on development. Vermont's flooding history—including major events like Tropical Storm Irene—makes flood zone disclosure important.

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