Contracts

A Virginia buyer makes an offer with a financing contingency. The buyer's loan is denied. Which statement is most accurate?

AThe buyer forfeits the earnest money automatically
BThe seller may sue the buyer for specific performance
CThe buyer may terminate the contract and recover the earnest money✓ Correct
DThe contract automatically converts to a lease

Explanation

A properly written financing contingency allows the buyer to terminate the contract and recover the earnest money if the buyer is unable to obtain the specified financing.

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