Escrow & Title

A Virginia title company issues a title insurance commitment (binder). This document represents:

AAn appraisal of the property's value
BA promise to issue a title insurance policy subject to the listed requirements and exceptions✓ Correct
CFinal evidence that title is free and clear
DA legal opinion from the Commonwealth of Virginia

Explanation

A title commitment (binder) is the title company's promise to issue a title insurance policy subject to meeting the listed requirements (e.g., paying off existing mortgages) and subject to the listed exceptions (e.g., easements, restrictive covenants).

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