Escrow & Title
A Virginia title insurance policy exception for 'matters disclosed by a survey or inspection not shown in the public records' typically means:
ATitle insurance covers all survey issues
BEncroachments or other conditions visible on the ground but not recorded are excluded unless the survey reveals them and they are insured over✓ Correct
CNo survey is ever needed
DAll easements are covered
Explanation
Standard title policies contain an exception for survey matters (encroachments, boundary disputes) not shown in public records. Buyers must obtain a survey to identify such issues and request the insurer to remove or insure over the exception.
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