Escrow & Title

In Virginia, a buyer who discovers a title defect after closing should first:

ASue the seller immediately
BFile a claim with their owner's title insurance company✓ Correct
CContact VREB for remediation
DRecord a lis pendens against the property

Explanation

An owner's title insurance policy protects the buyer against losses from title defects that existed before closing. Filing a claim with the title insurer is the first step when a title defect is discovered post-closing.

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