Contracts

In Virginia, a buyer who properly exercises a financing contingency (loan was denied) and terminates the contract should receive:

AForfeiture of the earnest money as a penalty
BReturn of their earnest money deposit✓ Correct
COnly 50% of the earnest money
DThe earnest money minus a cancellation fee

Explanation

If a buyer exercises a properly written financing contingency — because their loan application was denied — they are entitled to a full refund of their earnest money deposit.

Related Virginia Contracts Questions

Practice More Virginia Real Estate Questions

1,500+ questions covering all exam topics. Start free — no signup required.

Take the Free Virginia Quiz →