Escrow & Title

In Virginia, a deed of trust foreclosure (trustee's sale) is initiated when:

AThe borrower misses one payment
BThe lender accelerates the debt after a default and gives the trustee authority to sell✓ Correct
CA court orders the foreclosure after a trial
DThe borrower voluntarily surrenders the property

Explanation

A Virginia deed of trust foreclosure begins when the lender declares the debt in default, accelerates the full balance, and requests the trustee to conduct a non-judicial foreclosure sale, following required statutory notice procedures.

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