Real Estate Math

A Washington buyer qualifies for a maximum monthly payment (PITI) of $3,200. Annual taxes are $4,800 and annual insurance is $1,200. What is the maximum monthly P&I payment?

A$2,000
B$2,700✓ Correct
C$3,200
D$3,700

Explanation

Monthly taxes = $4,800 ÷ 12 = $400. Monthly insurance = $1,200 ÷ 12 = $100. Monthly T+I = $500. Maximum P&I = $3,200 − $500 = $2,700.

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