Finance
A Washington lender charges origination fees and discount points at closing. Under TRID, these must be itemized on the:
AGood Faith Estimate (GFE)
BHUD-1 Settlement Statement
CLoan Estimate and Closing Disclosure✓ Correct
DTruth in Lending disclosure only
Explanation
Under TRID (TILA-RESPA Integrated Disclosure rules effective 2015), loan origination fees and discount points are disclosed on the Loan Estimate (given within 3 business days of application) and the Closing Disclosure (given 3 days before closing).
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