Fair Housing
A Washington lender who charges higher interest rates to borrowers based on their national origin is violating which law(s)?
ARESPA only
BECOA and the Fair Housing Act✓ Correct
COnly the Washington Law Against Discrimination
DOnly the federal Civil Rights Act of 1866
Explanation
Charging higher rates based on national origin violates both ECOA (which prohibits credit discrimination based on national origin) and the Fair Housing Act (which prohibits discriminatory lending terms). Washington's RCW 49.
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