Washington License Law

A Washington licensee's client asks the licensee to lie to a lender about the buyer's ability to make a down payment. The licensee should:

AComply with the client's request as a service obligation
BRefuse to participate in the fraudulent scheme and potentially terminate the agency relationship✓ Correct
COnly agree if the lender would likely never discover the truth
DConsult with the designated broker and comply if approved

Explanation

A real estate licensee cannot participate in mortgage fraud or misrepresentation to a lender. Lying to a lender is a federal crime. The licensee must refuse and may need to terminate the client relationship. Compliance with a client's illegal instructions is never permissible.

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