Fair Housing

A Washington property manager requires prospective tenants to provide their Social Security Number (SSN) on a rental application. A foreign national without an SSN inquires about renting. The manager should:

AAutomatically reject the application because no SSN means no screening is possible

BAccept alternative forms of identification (such as an ITIN) that allow for credit screening without requiring an SSN✓ Correct

CCharge a higher security deposit for applicants without SSNs

DRequire an SSN as a mandatory condition of tenancy

Explanation

Blanket rejection of applicants without SSNs may have a disparate impact on foreign nationals, potentially constituting national origin discrimination. Property managers should consider accepting ITINs or other valid forms of identification that allow for appropriate tenant screening.

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Key Terms to Know

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

Steering

An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.

Redlining

An illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.

Joint Tenancy

Co-ownership where two or more people hold equal, undivided interests with the right of survivorship — when one owner dies, their share passes to the surviving owners.

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Fair Housing Laws Guide

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