Escrow & Title
A Washington property's chain of title refers to:
AThe list of all mortgages on the property
BThe chronological sequence of recorded ownership interests from original grant to present✓ Correct
CThe list of all easements affecting the property
DThe sequence of title insurance policies issued for the property
Explanation
Chain of title is the chronological history of ownership recorded in the public records — from the original conveyance to the current owner. A break in the chain can create a title defect.
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- After closing, a Washington buyer discovers the title company missed a recorded easement that significantly impacts the property's use. Under the owner's title insurance policy, the buyer:Escrow & Title
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Key Terms to Know
Chain of Title
The sequential record of all transfers of ownership for a piece of property from the original patent holder to the present owner.
Title InsuranceInsurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.
EasementA non-possessory right to use another person's land for a specific purpose.
Abstract of TitleA condensed history of a property's title, summarizing all recorded documents and encumbrances affecting it from the earliest record to the present.
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