Escrow & Title

In Washington, a 'deed in lieu of foreclosure' is an agreement where:

AThe lender deeds the property to the borrower to resolve loan default
BThe borrower voluntarily deeds the property to the lender in exchange for release from the mortgage obligation✓ Correct
CA judge signs a deed conveying property after a court foreclosure
DThe trustee deeds property to the highest bidder at a trustee's sale

Explanation

A deed in lieu of foreclosure is a voluntary arrangement where the defaulting borrower transfers the property deed to the lender in exchange for release from the mortgage debt obligation, avoiding the foreclosure process. Both parties must agree, and it is not available without lender consent.

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