Escrow & Title
In Washington, title insurance typically does NOT cover which of the following risks?
AForged deeds in the chain of title
BPhysical condition or environmental issues with the property✓ Correct
CUndisclosed heirs claiming title
DClerical errors in recording
Explanation
Standard title insurance covers title defects — problems with the recorded chain of ownership. It does not cover physical condition issues (roof leaks, foundation problems) or environmental contamination. These are addressed by property inspections and environmental due diligence.
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