Property Ownership

In Washington, who has the right of redemption after a trustee's sale (non-judicial foreclosure) under the Deed of Trust Act (RCW 61.24)?

AThe former property owner has 12 months to redeem
BThere is no right of redemption after a trustee's sale in Washington✓ Correct
COnly the junior lienholders may redeem within 8 days after the sale
DThe borrower has 6 months to redeem by paying the foreclosure sale price plus interest

Explanation

Washington's Deed of Trust Act does not provide a post-sale right of redemption after a trustee's (non-judicial) foreclosure sale. This is different from judicial foreclosure, which may include a redemption period. The absence of post-sale redemption rights is one reason lenders prefer deeds of trust.

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