Fair Housing
Under HUD's disparate impact theory, a Washington housing policy may be discriminatory even without intent if:
AIt costs more to implement for minority groups
BIt has a disproportionately negative effect on a protected class without a legitimate business justification✓ Correct
CIt affects more than 50% of a protected class
DIt was adopted before the Fair Housing Act
Explanation
Disparate impact theory holds that neutral-looking policies can violate the Fair Housing Act if they have a disproportionately adverse effect on a protected class and the housing provider cannot justify the policy with a legitimate business necessity.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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