Finance
A West Virginia lender who engages in 'redlining' is:
AProviding below-market rates to deserving borrowers
BIllegally refusing to make loans in certain geographic areas based on racial or ethnic composition✓ Correct
COffering special programs for rural properties
DReducing rates for energy-efficient homes
Explanation
Redlining is the illegal practice of refusing to make loans or provide financial services in certain neighborhoods based on their racial or ethnic composition. It violates the Fair Housing Act, the Equal Credit Opportunity Act, and the Community Reinvestment Act.
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