Escrow & Title

A West Virginia property closing statement shows a $2,000 credit to the buyer. This means the buyer:

AOwes an additional $2,000 at closing
BReceives a $2,000 reduction in cash needed at closing✓ Correct
CMust pay the seller $2,000 separately from the purchase price
DHas $2,000 added to their loan balance

Explanation

A credit on a buyer's closing statement reduces the amount of cash the buyer must bring to closing. Common buyer credits include the earnest money deposit, seller concessions, and prorated tax credits from the seller.

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