Finance
Under the Equal Credit Opportunity Act (ECOA), a West Virginia lender may NOT deny credit based on:
AThe applicant's debt-to-income ratio
BThe applicant's credit history
CThe applicant's race, color, religion, national origin, sex, marital status, or age✓ Correct
DThe appraised value of the property
Explanation
ECOA prohibits discrimination in credit decisions based on race, color, religion, national origin, sex, marital status, age (provided the applicant is of legal age), or the fact that all or part of the applicant's income derives from public assistance.
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