Fair Housing
Under the Fair Housing Act, which of the following is NOT a protected class?
ARace
BFamilial status
CSexual orientation (under federal FHA)✓ Correct
DReligion
Explanation
Sexual orientation is not a protected class under the federal Fair Housing Act's original seven protected classes. However, HUD has interpreted 'sex' to include sexual orientation and gender identity in some contexts, and many states and localities have enacted additional protections.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Deed of TrustA security instrument used in many states instead of a mortgage, involving three parties: borrower (trustor), lender (beneficiary), and a neutral trustee.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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