West Virginia License Law

Under WV Code Chapter 30 Article 40, a 'broker's price opinion' (BPO) may be prepared by a West Virginia licensee. A BPO is:

AAn appraisal that must comply with USPAP
BA written opinion of value prepared by a licensee, not an appraisal, typically for lenders or banks✓ Correct
CA formal CMA required by WVREC for all listings
DA state-certified property valuation replacing an appraisal for all mortgage purposes

Explanation

A BPO (Broker's Price Opinion) is a written opinion of a property's value or price prepared by a licensed real estate professional. It is NOT an appraisal and is not subject to USPAP. BPOs are commonly ordered by lenders for default-related transactions but may not replace appraisals for most mortgage originations.

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