Property Ownership

A Wisconsin buyer signs a land contract for a $120,000 purchase. After paying $40,000, the buyer defaults. Under Wisconsin law, the seller's primary remedy is:

AJudicial foreclosure identical to a mortgage foreclosure
BContract forfeiture after the required notice period, potentially recovering possession more quickly than mortgage foreclosure✓ Correct
CAn automatic return of title with no legal process required
DFiling a deficiency judgment only

Explanation

Under Wisconsin law, a land contract seller may use a forfeiture remedy upon buyer default, which can be quicker than judicial mortgage foreclosure. The seller gives statutory notice and, if the buyer doesn't cure, may declare a forfeiture and recover possession.

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