Finance
RESPA (Real Estate Settlement Procedures Act) prohibits:
ASellers from paying buyer's closing costs
BKickbacks and unearned fees between settlement service providers✓ Correct
CBuyers from shopping for their own title insurance
DDual agency in federally related mortgage transactions
Explanation
RESPA (12 U.S.C. § 2607) prohibits kickbacks and referral fees between settlement service providers (title companies, lenders, real estate brokers) where no actual service is rendered in exchange for the payment.
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