Escrow & Title

A Wyoming buyer discovers after closing that there is an undisclosed easement across the back of the property used by a neighbor. The buyer's title insurance may cover this if:

AThe easement is a utility easement and not a neighbor's access easement
BThe easement was not listed as an exception in the policy's Schedule B✓ Correct
CThe buyer purchased an ALTA extended coverage policy
DThe easement was recorded before the policy date only

Explanation

Title insurance covers defects and encumbrances not listed as exceptions (Schedule B items) in the policy. If the easement was not disclosed in the title search and not listed as a Schedule B exception, the title insurance policy would likely cover the loss.

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