Real Estate Math

A Wyoming buyer obtains a 30-year fixed mortgage for $175,000 at 6.5% annual interest. Using the factor of $6.32 per $1,000 borrowed, what is the approximate monthly principal and interest payment?

A$1,106✓ Correct
B$948
C$1,207
D$876

Explanation

Monthly payment = (Loan amount ÷ $1,000) × factor = (175,000 ÷ 1,000) × $6.32 = 175 × $6.

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