Real Estate Math

A Wyoming buyer takes out a $200,000 mortgage at 7% annual interest. What is the first month's interest payment?

A$1,000
B$1,166.67✓ Correct
C$1,400
D$14,000

Explanation

Monthly interest = Loan balance x (Annual rate / 12) = $200,000 x (0.07 / 12) = $200,000 x 0.005833 = $1,166.67. This is the interest portion of the first month's mortgage payment.

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