Contracts

A Wyoming property closes on June 15. The buyer's loan locks at 6.75% for 30 days from June 1. What happens if closing is delayed until July 5?

AThe rate lock automatically extends at no cost
BThe lock expires and the buyer must pay to extend or accept current market rates✓ Correct
CThe seller must pay the lock extension fee
DFederal law requires the lender to honor the original rate

Explanation

Rate locks expire at the agreed-upon date. If closing is delayed beyond the lock period, the buyer may need to pay a lock extension fee or accept the current market rate, which could be higher.

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