Environmental

A Wyoming property in a FEMA Special Flood Hazard Area (100-year floodplain) is:

AExempt from flood insurance requirements
BRequired to have flood insurance if financed with a federally backed loan✓ Correct
CAutomatically covered by homeowner's insurance for flood damage
DIneligible for any type of mortgage financing

Explanation

Properties in FEMA-designated Special Flood Hazard Areas (100-year floodplain) are required to carry flood insurance if financed with a federally backed mortgage loan. Standard homeowner's policies do not cover flood damage.

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