Escrow & Title

In Wyoming, a 'certificate of title' differs from title insurance because:

AA certificate of title is issued by the government; title insurance is private
BA certificate of title is an attorney's or abstractor's opinion based on a title search, while title insurance is a policy covering losses from title defects✓ Correct
CTitle insurance covers future events; a certificate covers only past events
DA certificate of title is required; title insurance is optional

Explanation

A certificate of title (or title opinion) is a professional opinion about the state of title based on a search of public records. It is an opinion, not a guarantee.

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