Fair Housing
In Wyoming, an insurance company that charges higher homeowner's insurance rates in neighborhoods based on their racial composition may be violating:
AOnly state insurance regulations
BThe Fair Housing Act's provisions covering the provision of property insurance✓ Correct
COnly the Civil Rights Act of 1964
DNo law since insurance is not a real estate transaction
Explanation
The Fair Housing Act covers the provision of homeowner's insurance as part of the financing and sale of housing. Insurance companies that practice 'redlining' by denying coverage or charging higher rates based on neighborhood racial composition may violate the FHA.
Related Wyoming Fair Housing Questions
- In Wyoming, a real estate broker is liable for the fair housing violations of their affiliated salesperson when:
- Under the Fair Housing Act, which of the following is NOT a protected class at the federal level?
- A Wyoming property manager who runs background checks on all rental applicants must ensure the screening criteria:
- A Wyoming landlord requires a higher security deposit from applicants who use wheelchairs. This practice is:
- The Fair Housing Act's 'Mrs. Murphy' exemption allows an owner of a building with 4 or fewer units to discriminate if:
- A Wyoming property manager refuses to rent to a family because they have three children. This is a violation of the Fair Housing Act's prohibition on discrimination based on:
- The Americans with Disabilities Act (ADA) applies to Wyoming commercial properties by requiring:
- A Wyoming property manager refuses to rent to a family with young children because the building has stairs. This is:
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