Florida Real Estate Exam Practice Questions (2025)

Florida's real estate sales associate exam has 100 questions split into two sections: 45 national questions and 55 state-specific questions. You need a 75% (75/100) to pass. Here are practice questions covering both sections with detailed explanations.

National Section Practice Questions

Q1: A buyer's agent owes which of the following duties to their client? A) Disclosure to the seller of all material facts B) Obedience, loyalty, disclosure, confidentiality, accounting, and reasonable care C) Stigmatized property disclosure D) Procuring cause determination

Answer: B — OLDCAR (Obedience, Loyalty, Disclosure, Confidentiality, Accounting, Reasonable care) are the fiduciary duties owed by an agent to their principal.

Q2: A property sells for $285,000. The listing broker charges 6% commission, split 50/50 with the buyer's broker. The listing salesperson receives 60% of the listing side. How much does the listing salesperson earn?

Answer: $285,000 × 6% = $17,100 total commission. Listing side = $8,550. Salesperson receives 60% = $5,130.

Q3: Which federal law prohibits discrimination in residential lending based on race, color, religion, sex, national origin, disability, or familial status?

Answer: The Fair Housing Act (Title VIII of the Civil Rights Act of 1968), enforced by HUD.

Florida-Specific Section Practice Questions

Q4: In Florida, how many days does a buyer have to cancel a contract for a residential property located in a flood zone after receiving required disclosures? A) 3 days B) 5 days C) 7 days D) No cancellation right

Answer: A — Florida law gives buyers 3 business days to cancel after receiving flood zone disclosure under certain conditions.

Q5: Florida's real estate license law is found in: A) Florida Statute Chapter 455 B) Florida Statute Chapter 475 C) Florida Statute Chapter 720 D) Florida Administrative Code 61J2

Answer: B — Chapter 475, Florida Statutes governs real estate brokers and sales associates. Chapter 455 covers professions generally; 61J2 is the implementing rule.

Q6: A Florida sales associate receives an earnest money deposit. How long does she have to deliver it to the broker? A) Immediately B) By end of business the same day C) No later than the end of the next business day D) Within 3 business days

Answer: C — Florida law (61J2-14.009) requires the sales associate to deliver deposits to the broker no later than the end of the next business day after receipt.

Q7: A Florida broker holds escrow funds in dispute. Which of the following is NOT an approved settlement procedure under Florida law? A) Mediation B) Arbitration C) Interpleader D) Forfeiture to the state

Answer: D — Florida's four approved escrow dispute resolution procedures are: mediation, arbitration, interpleader, and escrow disbursement order (EDO) from DBPR.

Q8: Which entity regulates Florida real estate licensees? A) Florida Real Estate Commission (FREC) B) Department of Business and Professional Regulation (DBPR) C) Both A and B D) Florida Association of Realtors

Answer: C — DBPR is the regulatory agency; FREC is the commission within DBPR that specifically oversees real estate licensees.

Q9: A Florida broker is required to maintain escrow account records for how many years? A) 2 years B) 3 years C) 5 years D) 7 years

Answer: C — Florida Administrative Code 61J2-14.012 requires brokers to maintain escrow records for 5 years.

Q10: Under Florida law, a real estate licensee who operates as a transaction broker owes which duties to both parties? A) Full fiduciary duties to both parties B) Limited representation including dealing honestly and fairly, accounting for all funds, and using skill, care, and diligence C) Loyalty and obedience to both parties equally D) No duties — transaction brokers are neutral

Answer: B — A transaction broker in Florida owes limited duties: dealing honestly and fairly, accounting for funds, disclosing material facts, presenting offers and counteroffers, using skill/care/diligence, and keeping confidential information confidential unless disclosure is required by law.

High-Frequency Florida Exam Topics

• Escrow disputes: Know all 4 resolution methods (mediation, arbitration, interpleader, EDO)
• Chapter 475 vs 455: 475 = real estate licensing; 455 = professional regulation broadly
• Deposit delivery timelines: Sales associate → broker = next business day; broker → escrow = 3 business days
• Transaction broker vs single agent: Florida defaults to transaction broker unless written agreement for single agency
• FREC composition: 7 members — 4 licensed brokers, 1 licensed sales associate, 2 consumer members

Study Strategy

Florida's state section (55 questions) is weighted more heavily than national (45 questions). Focus 60% of your study time on Florida-specific content: Chapter 475, FREC rules, escrow regulations, and Florida disclosure requirements.

[Practice Florida-specific questions at CARealestate.com/states/florida](https://carealestate.com/states/florida)